SCHEDULE 13D/A

Fold Holdings Inc

Common Stock, par value $0.0001 per share · CUSIP: 29103K100

Event date: 2026-02-26

Reporting persons may disclose overlapping interests. Their amounts are shown individually and are not added into a filing total.

Filing-level shares

Unavailable

Percent of class

Unavailable

• Ten 31 LLC

  Shares: 5,560,889.00 · Class: 11.5%

• Jonathan KirkwoodReported CIK 0002057403

  Shares: 5,817,700.00 · Class: 12.0%

• Low Time Preference Fund II, LLC

  Shares: 3,365,299.00 · Class: 7.0%

• Ten31 Join the Fold LLCReported CIK 0000203101

  Shares: 0.00 · Class: 0.0%

Amounts are as disclosed in this filing. Schedule type alone does not establish investment intent.