SCHEDULE 13D/A

Better Home & Finance Holding Co

Class A common stock, par value $0.0001 per share · CUSIP: 08774B508

Event date: 2025-12-22

Reporting persons may disclose overlapping interests. Their amounts are shown individually and are not added into a filing total.

Filing-level shares

Unavailable

Percent of class

Unavailable

• Vishal GargReported CIK 0001297602

  Shares: 1,927,619.00 · Class: 16.0%

• 1/0 Real Estate, LLC

  Shares: 130,455.00 · Class: 1.3%

• 1/0 Real Estate, LLC

  Shares: 130,455.00 · Class: 1.3%

• The 718 4Ever Trust I

  Shares: 465,517.00 · Class: 4.4%

Amounts are as disclosed in this filing. Schedule type alone does not establish investment intent.