SCHEDULE 13D/A

XP INC

Class A common shares, par value US$0.00001 per share · CUSIP: G98239109

Event date: 2025-12-02

Reporting persons may disclose overlapping interests. Their amounts are shown individually and are not added into a filing total.

Filing-level shares

Unavailable

Percent of class

Unavailable

• GENERAL ATLANTIC, L.P.Reported CIK 0001017645

  Shares: 22,758,833.00 · Class: 5.4%

• General Atlantic GenPar, L.P.

  Shares: 22,758,833.00 · Class: 5.4%

• General Atlantic (XP) Bermuda, L.P.

  Shares: 9,281,833.00 · Class: 2.2%

• General Atlantic (XP) Delaware, LLC

  Shares: 9,281,833.00 · Class: 2.2%

• GAP (Bermuda) L.P.

  Shares: 22,758,833.00 · Class: 5.4%

• General Atlantic Partners 92A, L.P.

  Shares: 9,281,833.00 · Class: 2.2%

• General Atlantic Partners 92B, L.P.

  Shares: 9,281,833.00 · Class: 2.2%

• General Atlantic Partners 92C, L.P.

  Shares: 9,281,833.00 · Class: 2.2%

• General Atlantic Partners 92D, L.P.

  Shares: 9,281,833.00 · Class: 2.2%

• General Atlantic Partners 92E, L.P.

  Shares: 9,281,833.00 · Class: 2.2%

• General Atlantic Partners 92F, L.P.

  Shares: 9,281,833.00 · Class: 2.2%

• General Atlantic Partners 92G, L.P.

  Shares: 9,281,833.00 · Class: 2.2%

• General Atlantic Partners 92H, L.P.

  Shares: 9,281,833.00 · Class: 2.2%

• General Atlantic Partners 92I, L.P.

  Shares: 9,281,833.00 · Class: 2.2%

• General Atlantic Partners 92J, L.P.

  Shares: 9,281,833.00 · Class: 2.2%

• General Atlantic Partners (Bermuda) IV, L.P.

  Shares: 9,281,833.00 · Class: 2.2%

• General Atlantic GenPar (Bermuda), L.P.

  Shares: 22,758,833.00 · Class: 5.4%

• GAP Coinvestments III, LLC

  Shares: 22,758,833.00 · Class: 5.4%

• GAP Coinvestments IV, LLC

  Shares: 22,758,833.00 · Class: 5.4%

• GAP Coinvestments V, LLC

  Shares: 22,758,833.00 · Class: 5.4%

• GAP Coinvestments CDA, L.P.

  Shares: 22,758,833.00 · Class: 5.4%

• GAPCO Management GmbH

  Shares: 9,281,833.00 · Class: 2.2%

• GAPCO GmbH & Co KG

  Shares: 9,281,833.00 · Class: 2.2%

• General Atlantic Partners 100, L.P.

  Shares: 13,477,000.00 · Class: 3.2%

• General Atlantic Partners (Bermuda) EU, L.P.

  Shares: 13,477,000.00 · Class: 3.2%

• General Atlantic Partners (Lux) SCSp

  Shares: 13,477,000.00 · Class: 3.2%

• General Atlantic GenPar (Lux) SCSp

  Shares: 13,477,000.00 · Class: 3.2%

• General Atlantic (Lux) S.a r.l.

  Shares: 13,477,000.00 · Class: 3.2%

• General Atlantic (SPV) GP, LLC

  Shares: 13,477,000.00 · Class: 3.2%

• General Atlantic (XP) II, L.P.

  Shares: 13,477,000.00 · Class: 3.2%

Amounts are as disclosed in this filing. Schedule type alone does not establish investment intent.