SCHEDULE 13D/A

PEOPLES FINANCIAL CORP /MS/

Common Stock, par value $1.00 per share · CUSIP: 71103B102

Event date: 2026-01-20

Reporting persons may disclose overlapping interests. Their amounts are shown individually and are not added into a filing total.

Filing-level shares

Unavailable

Percent of class

Unavailable

• Stilwell Value Partners VII, L.P.Reported CIK 0001555931

  Shares: 691,112.00 · Class: 15.0%

• Stilwell Activist Fund, L.P.Reported CIK 0001564452

  Shares: 691,112.00 · Class: 15.0%

• Stilwell Activist Investments, L.P.Reported CIK 0001573720

  Shares: 691,112.00 · Class: 15.0%

• Stilwell Value LLCReported CIK 0001397076

  Shares: 691,112.00 · Class: 15.0%

• STILWELL JOSEPHReported CIK 0001113303

  Shares: 691,112.00 · Class: 15.0%

Amounts are as disclosed in this filing. Schedule type alone does not establish investment intent.