SCHEDULE 13G

Bank of the James Financial Group Inc

Common Stock, $2.14 per share par value · CUSIP: 470299108

Event date: 2025-12-31

Reporting persons may disclose overlapping interests. Their amounts are shown individually and are not added into a filing total.

Filing-level shares

Unavailable

Percent of class

Unavailable

• Fourthstone LLC

  Shares: 321,908.00 · Class: 7.09%

• Fourthstone Master Opportunity Fund Ltd

  Shares: 249,079.00 · Class: 5.48%

• Fourthstone GP LLC

  Shares: 72,829.00 · Class: 1.60%

• Fourthstone QP Opportunity Fund LP

  Shares: 65,985.00 · Class: 1.45%

• Fourthstone Small-Cap Financials Fund LP

  Shares: 6,844.00 · Class: 0.15%

• L. Phillip Stone, IV

  Shares: 321,908.00 · Class: 7.09%

Amounts are as disclosed in this filing. Schedule type alone does not establish investment intent.