SCHEDULE 13D/A

VELOCITY FINL INC

Common Stock, $0.01 par value · CUSIP: 92262D101

Event date: 2025-08-08

Reporting persons may disclose overlapping interests. Their amounts are shown individually and are not added into a filing total.

Filing-level shares

Unavailable

Percent of class

Unavailable

• SPG GP, LLCReported CIK 0001696701

  Shares: 13,353,103 · Class: 34.7%

• Ian K. Snow

  Shares: 13,353,103 · Class: 34.7%

• Snow Phipps Group AIV, L.P.

  Shares: 12,339,174 · Class: 32.1%

• Snow Phipps Group (RPV), L.P.

  Shares: 642,654 · Class: 1.7%

• Snow Phipps Group (B), L.P.

  Shares: 61,719 · Class: 0.2%

• Snow Phipps Group AIV (Offshore), L.P.

  Shares: 260,705 · Class: 0.7%

• SPG Co-Investment, L.P.

  Shares: 48,851 · Class: 0.1%

Amounts are as disclosed in this filing. Schedule type alone does not establish investment intent.