SCHEDULE 13D/A

X FINL SPONSORED ADS

Each ADS represents six Class A ordinary shares, par value US$0.0001 per share Class A ordinary shares, par value US$0.0001 per share · CUSIP: 98372W103

Event date: 2025-09-04

Reporting persons may disclose overlapping interests. Their amounts are shown individually and are not added into a filing total.

Filing-level shares

Unavailable

Percent of class

Unavailable

• Mangrove Coast Investment LimitedReported CIK 0001768213

  Shares: 97,600,000.00 · Class: 39.79%

• Rhone Trustees (Bahamas) Ltd. as trustee of the Mangrove Coast Trust

  Shares: 97,600,000.00 · Class: 39.79%

• Purple Mountain Holding Ltd.

  Shares: 4,068,241.00 · Class: 1.66%

• Yue Tang

  Shares: 112,219,666.00 · Class: 45.75%

Amounts are as disclosed in this filing. Schedule type alone does not establish investment intent.